Posted: Jul 23, 2013
rnstewart | Posted: Jul 23, 2013
I've been using Clear Checkbook for several years now, and I have been pleased to see how it continues to improve. It's a very powerful tool that I depend on every day, so thank you for all of the hard work you do.
I do have a few ideas for improvement, though. I apologize in advance for the wall of text; these are things I've been thinking about for a while, so I thought I would just do a brain dump here.
1) Add interest calculations to Credit Card accounts. It would be great if, when creating a Credit Card account, I could enter the APR and have Clear Checkbook automatically calculate and add the interest charges on a regular schedule.
2) Customizable order of items in "Estimate Future Balances". I get paid by direct deposit, and I often schedule a lot of bill payments on payday. This means that, when I look at my future balances, there's often a HUGE dip (sometimes into the negative) on that day. This looks really bad, but it isn't a problem, because what it's doing is calculating the remaining balance after these large payments hit, and *then* adding the deposit for my paycheck. It would be nice if I could set it so that, when calculating future balances, my paycheck deposit is always added at the beginning of the day, before any outgoing payments. This will give a more realistic accounting of the available balance for that day.
3) More flexibility for individual reminders that are part of a regular bill. I have all of my bills set up, but, of course, there are often changes to individual payments. I will often have to change the amount or date of a specific payment. But if I click on an item in Reminders that is part of a Bill, my only option is to change the entire series. So what I have to do is delete that occurrence, then create a new single reminder with the new information and link it to the Bill. It would be nice if, in addition to "Delete This Occurrence", there could be an "Edit This Occurrence", so I can change the amount or date of an individual occurrence without having to affect any other occurrences for that Bill.
4) Open-ended Bills. I should be able to create a recurring Bill without an end date.
5) Dynamic Google Calendar integration. A few months ago, I requested the ability to export my payments schedule to import into Google Calendar. Your response to that was very fast, and greatly appreciated. However, there is one flaw to the current implementation: it is static. It requires downloading a Calendar file, then uploading to Google Calendar. This means that, any time I add a new reminder or change a Bill, I have to go through the export/import process again. Would it be possible to add a link so that my Google Calendar can automatically retrieve my Payments schedule from your servers? I know this may be impractical, but I thought I would mention it.
That's all I can think of for now. Thanks for listening, and keep up the great work.