We are currently in the planning stages to build some more debt management/forecasting tools into ClearCheckbook. We would like to know how you currently handle managing/paying/forecasting any current debt you have (Credit cards, student loans, mortgage, etc).
We're simply curious to find out how you currently do it so we can use some of these ideas to build a tool for ClearCheckbook. If you can take a few minutes to contact us and let us know, your help would be greatly appreciated!
You can contact us by hitting the Contact Us link at the bottom right side of the page.
I have no student loans.
I currently have 4 credit cards with high debt. I currently pay them at that cards website...usually the day before they are due to avoid APR increases.
What would be cool here on clearcheckbook.com is if when i manually put in the credit card payment in my checking acct it automatically deducts from that credit cards accts. total that i set up here.
If i manually put into my checking acct a payment to Citibank for $100.00, it should automatically deduct $100.00 from the Citibank acct i set up on clearcheckbook.com
so you dont have to enter the same transaction twice in 2 different acct.
I have high debt but extremely low APRs on all my cards. 3 are at prime rate for life and the other is at 3.99% for life.
I used to play the balance transfer game until it became aware to me that it screws up your credit score and they started charging a percentage of the transfer you made.
We're in active pay off of all our credit cards so this would be a great plus for my household.
Thanks for doing such a great job - for my fairly modest financial needs, Clear Checkbook is great!!