Privacy and Security Focused Money Management

ClearCheckbook is committed to keeping your financial data safe and secure. Since we don't directly interface with financial institutions we never ask you for bank logins or account numbers. Added security features such as 2 Factor Authentication help give an extra layer of protection to your data as well.

Since our founding, we made the choice not to connect to financial institutions to obtain your transactions. This decision was two-fold. First, it eliminates the need for you to ever give out your bank logins, account numbers or other sensitive information. Additionally, it puts you in more control of your finances when you don't rely on a service to pull them for you. This helps prevent any double charges, fraudulent purchases or incorrect amounts from slipping through the cracks.
Our commitment to your security and privacy includes the following:
  • 2 Factor Authentication available
  • No direct interfacing with financial institutions
  • We don't ask for or collect your bank logins
  • We don't ask for or collect your financial account numbers
  • 256-bit SSL Encryption always enabled
ClearCheckbook in the Cloud

ClearCheckbook is Everywhere You Are

We make managing your finances easy by providing access to your data from any device that has internet connectivity. With ClearCheckbook you don't need to feel like all of your financial data is trapped on your PC.

ClearCheckbook can be accessed from more than one location and on multiple devices simply by logging into your account. All of your data is stored centrally on our servers so no matter which device you check, all of your information is up to date.
This cloud-centric approach makes it extremely easy to enter your transactions, check account balances, view budgets and more from anywhere you have an internet connection.
Out at the store buying groceries? On the couch surfing on your tablet? No problem, use one of our mobile apps to access ClearCheckbook. Any changes you make will be immediately synced with our server.
This syncing approach is very useful for couples or families with joint bank accounts. If one person is out shopping and entering their transactions, the other person can immediately see the effect of this on their account balances from their phone or computer.
ClearCheckbook is committed to helping you get your finances back in order by providing some of the best tools around for balancing your checkbook, managing your budgets, tracking your spending and more.

ClearCheckbook has the tools to help make managing your finances a breeze.

The list below showcases some of the main tools and features available to ClearCheckbook users. In addition to this list, you can check out a tour of our finance tools to see more of the tools we have available.

ClearCheckbook Account Dashboard

All Your Finances at a Glance

An overview of all your finances in one easy to find location.

Get a quick glance of every aspect of your finances from our Account Dashboard page. You can add, delete and move various gadgets on this page and this page can be fully customized so you can see and do everything you want.

You can do everything from adding transactions, balancing your checkbook, viewing reports, checking your balances, looking at your budget and more.
ClearCheckbook Spending and Saving Reports

Track Your Spending and Saving

Our reports provide powerful insight into where your money is going and how much you're saving.

Want to figure out where all your money's going? We can help you track your savings and expenses and help you grasp what's happening with your money. Select from your various accounts and categories and view them in line, bar, pie and text based reports.

We make it extremely easy to find areas you can cut back on spending and make it easier for you to realize where to cut back in order to save money.
ClearCheckbook Account Reconciling

Balance Your Checkbook

The old fashioned checkbook register updated for the modern age.

Let us take your checkbook register to the next level. With our online checkbook register you can mark transactions as cleared/balanced so you always know exactly how much money you have and what transactions have been cleared with your bank.

We will calculate the overall balances for both your uncleared and cleared totals so you'll never accidentally overdraw your account again. This is also a great way of making sure the bank didn't make an error and charge you for something you didn't purchase.
ClearCheckbook Reminders and Recurring Transactions

Schedule Transactions and Reminders

Automatically schedule salary deposits, utility payments and more.

Have you ever forgotten about a bill that you needed to pay? Never worry about that again! With ClearCheckbook you can schedule transactions and also have us email you as a reminder to pay a bill.

We can also take these recurring transactions and use them to project future balances so you'll have an idea of where your finances will be months from now.
ClearCheckbook Bill Tracker

Track Your Bills

Keep track of which bills you've paid and find out which ones will be due soon.

Use our Bill Tracker to manage all of your bills. We'll show you when your bills are due and what upcoming bills you need to prepare for. Once you start paying your bills we'll show you payment history so you can see if your bill payments have gone up or down over time.

The Bill Tracker can also easily be hooked into our Reminders and Recurring Transactions system so you can be notified whenever you have upcoming bills or you can have our system automatically post the transaction to your register.
ClearCheckbook Budget Calculator

Set Spending Limits for Your Budget

Get a better grip on your spending by setting up budgets.

Want to set limits to how much you can spend on a specific account or category? We have a tool built specifically for you! You can set your spending limits and when you would like them to reset and we'll track everything for you.

You can also go back and look at previous months limits and how close to your limit you came. This is a great way of figuring out areas you can cut back in your spending.
ClearCheckbook Premium Membership Features

Premium Features Available

If you like the free membership, sign up for the premium membership and start enjoying features like:
  • Running Balances
  • Automatic Backups to Dropbox
  • File Attachments for Transactions
  • Transaction Histories
  • Custom Fields: Check #, Memo and Payee
  • Limit Histories
  • Multiple users per account
  • Estimating future balances
  • Importing CSV files
  • Over 60 additional tools, features and settings

ClearCheckbook Mobile Applications

ClearCheckbook can also be downloaded to your iOS or Android Phones.

Latest ClearCheckbook News

Beta Testing iOS and Android app version 4.1

11/13/2020 in ClearCheckbook Updates

Welcome to ClearCheckbook Version 5!

8/16/2020 in ClearCheckbook News
ClearCheckbook.com is an extremely easy way to balance your checkbook online, track your spending, set a budget, manage your money and more. As an online checkbook, you enter your receipts into the site and assign each transaction to an account and category. You can go back through the online checkbook register and mark transactions as "Jived" (our word for cleared/balanced/etc). This way you will always know what transactions have been cleared with the bank and how much money you have. We also use the account/categories you assign a transaction to generate reports and use them for your budgets.

We encourage you to try the site out and see how it can help you manage your money and get your finances under control. The site is completely free to sign up and use. We also have some additional premium features that can be activated for a very small monthly payment.

In addition to our main website, we also offer money management applications built specifically for the iPhone, iPad, and Android mobile devices. All of our apps sync directly with the website so you'll always be on top of your finances.

Money management is more important now than ever. With everyone taking more of an interest in tightening their budgets, having a powerful tool at your disposal to track all your spending and saving, as well as viewing reports and setting budgets is extremely important. Take a tour of our financial tools and see if ClearCheckbook is the right tool for helping you manage your money.

View ClearCheckbook's Main Features!

ClearCheckbook's Features to help your finances

View ClearCheckbook's Premium Features!

ClearCheckbook's Premium Features to help your finances

Member Testimonials

"We give ourselves $400/month to spend on groceries, entertainment, going out to eat, buying clothes, and other accessories. By using this site, we NEVER go over our budget! My husband and I both use this site, so it keeps us on the same page! Thank you SOOOO much!"
Brenda from Phoenix, Arizona
Member since February 2007
"After testing several money management systems I stayed with ClearCheckBook because it's easy to use and very robust at the same time. For 4 years now it has helped me to control my personal finances to the point that every decision I now make about purchasing something I come to ClearCheckBook to see if i can afford it."
Jesus from Monterrey, Mexico
Member since August 2007

Contact ClearCheckbook

If you have a question about the site, please check the Support Forums, Tutorials and Help section to see if it's already answered there.

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