Announcing the ClearCheckbook Affiliate Program

5/23/2017 in ClearCheckbook News

We're happy to announce the launch of our ClearCheckbook Affiliate Program today. This program rewards you with 10% of the premium membership upgrade price for any user you get to join ClearCheckbook.

When you become an affiliate, you will receive a unique URL that you can send out. Once a user registers after clicking on your link and then upgrades to ClearCheckbook Premium, you'll be eligible for 10% of their upgrade and all subsequent renewals. We provide you with a dedicated affiliate dashboard where you can track all of the users who have signed up through your Affiliate URL.

In order to be paid out, a user you've brought to the site and who has upgraded must have let the membership go through one cycle. This means if they sign up for a monthly membership, you will need to wait one month before that membership counts toward your account. All payments will be made by either a mailed check (US residents only) or via Paypal.

This has been in use by a few users in the past but it's something that we wanted to make available to everyone. If you have any questions about the ClearCheckbook Affiliate Program, please let us know!

For more information and to sign up, please check out our ClearCheckbook Affiliate Program page.

ClearCheckbook Premium Membership Price Increase

3/10/2017 in ClearCheckbook News

The price of our ClearCheckbook Premium upgrade will go up $1 per month starting on March 24, 2017. All existing Premium members will be grandfathered into the existing price.

We introduced the ClearCheckbook Premium Membership upgrade over 8 years ago, back in December of 2008 when the site was less than 3 years old. Since then we've grown more than we ever imagined. Along with the tremendous growth and keeping up with the latest technologies comes ever more costs associated with running a site as large as ClearCheckbook.

Since our launch in 2006 we've never taken a single penny of outside investment money which is something we're rather proud of. Every cent we've earned and used to build, host, develop and maintain ClearCheckbook and our associated apps has been made by those of you who have opted to upgrade to ClearCheckbook Premium. ClearCheckbook wouldn't be here today if it weren't for those with a ClearCheckbook Premium upgrade, and for that we thank you.

While the ClearCheckbook bank account has funds to keep the website hosted and operational for years to come, that isn't good enough in today's technological landscape. We need to keep up with the ever changing mobile environment and make sure our mobile apps are up to the same standards as the website. Mobile app development doesn't come cheap and we want to make sure we're able to keep our apps updated more regularly and get more of the features you want added to them.

With the recent re-launches of both the iOS and Android apps this has become more apparent to us than ever. Those apps were originally designed when the mobile landscape was much different than it is today. Our apps were meant to be a quick reference for checking your balances and budgets and to make it easy to add transactions on the go. We've discovered that as smartphones have gotten faster and cell providers have increased their connection speeds, people want more out of the app than the simple interface we currently provide.

In addition to the mobile apps, the act of keeping ClearCheckbook running smoothly as growth explodes is an endeavor with ever increasing costs and complexities. Those of you who have been with us for many years might remember some of our big growth spurts that resulted in site down-time or long load times. We want to make sure these issues remain "things of the past," and that means upgrading hosting plans and hardware long before it becomes a critical necessity.

All that being said, the new costs to upgrade to ClearCheckbook Premium will be as follows:
  • $5 - 1 month membership
  • $15 - 3 month membership
  • $27 - 6 month membership (save 11% vs. monthly)
  • $52 - 12 month membership (save 15% vs. monthly)

Raising the price of the membership wasn't an easy decision but this will help us stay innovative and give you a much better experience both on mobile devices and the website itself.

Like we said above, all users with an existing ClearCheckbook Premium upgrade as of March 24, 2017 will be grandfathered into the existing rates. If you're currently a free user and want to upgrade with the existing rates, you'll need to upgrade between now and March 24. You can learn more about ClearCheckbook Premium and how to upgrade here:

If you're already a ClearCheckbook Premium member, we recommend updating your billing information to ensure your membership doesn't expire, causing you to lose your grandfathered status. To update your billing information, click on Settings at the top right side of the page and then click on Manage Your Premium Membership. There will be a link in the green box at the top of the page to update your billing information (auto-renew must be enabled to update your billing information.)

Again, I'd like to extend my deepest thanks to our ClearCheckbook Premium members. You are the life-blood of the site and your continued patronage to ClearCheckbook has made the site what it is today.


Brandon O'Brien
Founder / CEO

ClearCheckbook MoneyManagement 2.0 for Android available for download!

3/3/2017 in ClearCheckbook News

The completely overhauled and revamped ClearCheckbook app for Android has been finished, tested and is now available for download on the Google Play store!

New features in the updated app include:
  • Completely updated Material Design UI
  • basic offline functionality
  • auto-complete when adding transactions
  • transaction register filtering
  • addition of grouped, combo and income percent budgets
  • improved support for currency formatting
  • faster load times
  • better crash prevention

Android App - Account Overviews
Account Overviews
Android App - Transaction Register w/ Filters
Transaction Register w/ filters
Android App - Add Transaction form
Add Transaction
Android App - Budgets / Spending Limits
Android App - Reminders / Recurring Transactions

The new app should be much faster to use and also fixes a lot of bugs and addresses a lot of feedback we received from you. You should be able to update the app through the Google Play store soon, if it isn't already available.

We were able to catch and fix a lot of issues in our internal testing and beta testing, but if you experience any other issues please let us know and we'll work on getting it quickly resolved. We'd also like to point out that we'll be adding an "All Transactions" register view to the app shortly, since it's currently not available on the app.

We'd also like to give a special thanks and shout-out to the developer of the new app, Russell Stewart, for his speediness and professionalism through the entire development process. If you're in need of getting an Android app developed, please consider Russell. You can contact him through the following outlets: LinkedIn, StackOverflow or Facebook.

What's been happening at ClearCheckbook - February 2017 Edition

2/7/2017 in ClearCheckbook News

We've been busy with a lot of updates and upgrades to the systems that run ClearCheckbook and our mobile apps. This blog post will cover a lot of those changes and how they affect ClearCheckbook.

1. DNS / SSL Updates - The biggest change this week has been switching DNS servers and SSL certificates. Our old DNS provider was discontinuing service so we found an alternative that also has some really cool features such as automatic asset minification and caching which have cut down bandwidth by over 50% daily.

Since we switched DNS providers it also gave us the opportunity to update the way we handle SSL certificates and serving our site over HTTPS. This fixed some of the redirect issues some people were experiencing when entering Now all urls are redirected properly to These new SSL procedures also brought up a couple unexpected errors though, which brings us to...

2. Android app connection issues - When we switched DNS servers we started receiving messages from some Android app users saying the app would no longer connect. At first we thought it was simply a DNS propagation issue but after a few days of people still having problems, we finally figured out that it was due to the new SSL certs that use the latest ciphers not supporting some legacy Android versions and really old versions of Windows. Once we discovered this we were able to make some changes to the way SSL certificates are handled and provide an older certificate for these antiquated systems, while still serving the most recent and secure certificates to modern day technologies.

3. API updates for mobile apps - We've been busy making updates to the API for our mobile apps which include adding the Bill Tracker and currency + conversion methods. The current iOS app is almost finished being updated to add the Bill Tracker as well as the auto-complete feature.

4. Android app 2.0 - Our developer is finishing up some of the last pieces of the new Android app and we'll be launching the previously mentioned beta testing very soon. Thank you for those who have submitted your information to our beta testing program. We'll be sending out invites soon to download and start testing the beta app. If you're interested in helping us beta test the new Android app and haven't already done so, please sign up to be a beta tester!

5. Updated Pie Year Charts - We realized that our old 'Pie by Year' charts weren't that helpful. They were small and didn't show all of your spending in a very intuitive way. With the update to the Pie Year Charts, we now use one large chart that shows both parent and sub categories on the same report in a very nice and clean way. Below the report we also have a breakdown of each of your categories with total spending for the year.

This new view of your spending for the year is a great way to help figure out where you can cut back on for 2017. We also recommend taking a look at the chart and using the information from 2016 to help you set your 2017 budgets. The Pie Year Chart is available to all premium members and can be found by clicking on 'Reports' at the top of the page, then click on the 'Categories' tab and finally 'Pie by Year'.
ClearCheckbook Yearly Pie charts
Click for full screenshot of yearly pie charts

We want to apologize to anyone that was affected by the DNS/SSL legacy issues but those have all been sorted out and we hope you're able to connect without any issues now. There's been a lot of activity behind the scenes lately and soon you'll start to see some of that make its way up front in the way of the mobile apps being updated (iOS) and overhauled (Android).

If you have any questions about these upgrades or simply want to leave us any comments or suggestions, please let us know!


Brandon O'Brien
Founder, ClearCheckbook

ClearCheckbook Welcomes 2017!

1/1/2017 in ClearCheckbook News
The start of a new year always brings a renewed interest in keeping your finances under control. At ClearCheckbook we want to make this as easy for you as possible. To help make our Jiving (balancing / reconciling) process much easier to understand for beginners, we made a dedicated tutorial page that has a video tutorial as well as a guided written walkthrough and some troubleshooting FAQ's. This tutorial can be found here:

This time of year can also lead to some headaches when it comes to adding transactions. When you're adding a transaction, be very aware of which year you're adding it for. If you add some transactions for early 2017 and then go back to add some from December 2016, make sure the year is switched to 2016. Also, the opposite is true. If you're adding transactions from late last year and then want to add a transaction for January 2017, make sure the year is correct. If it's not correct, the transaction will be added as January 2016 and you won't see it at the top of your transaction list (since it'll be with all of the year old transactions).

2016 saw a lot of behind-the-scenes work plus some new features and a revamped iOS app. Plans for 2017 include a new Android app as well as a lot of enhancements to ClearCheckbook as a whole.

We've been very pleased with the continued growth of the site. You can help us even more though by spreading the word of ClearCheckbook to any friends or family members who might be looking to get a better grasp on their finances for the new year.

Thanks and happy new year!

- The ClearCheckbook Team

Announcing Jive Lock for your transactions

9/8/2016 in ClearCheckbook Updates

Use Jive Lock to disable editing and deleting of transactions that have been jived.

We just released an update that adds the ability to lock all transactions that were jived more than a specified number of days ago. We're calling this feature Jive Lock and it's available to all ClearCheckbook Premium members.

Using Jive Lock will help keep your jived balance in check by preventing any alterations to jived transactions which could throw your balance off. Another way to think of this is archiving jived transactions but still having them displayed in your transaction register.

All jived transactions that have been locked will replace the icon with a icon in the transaction register.
ClearCheckbook Jive Lock

You can set jived transactions to lock after 1, 2, 5, 10, 30, 60 or 90 days from the date the transaction was jived. This will give you at least one day to make any modifications or unjive a transaction before it's locked. The only times when a locked transaction can be modified are when you mark a locked transaction as 'paid' through the Credit Card tool, use the Delete All Transactions setting or by using the Start Over setting.

You can enable Jive Lock and set the number of days by clicking on Settings at the top right side of the page, then click on General Settings.

ClearCheckbook iOS app now available!

8/16/2016 in ClearCheckbook News
We're happy to announce that the ClearCheckbook app for iOS is now available for download in the App store.

The app has been completely redesigned from the ground up using the latest iOS development tools and technologies which will help future-proof it for upcoming updates to iOS.

The ClearCheckbook iOS app behaves similarly to the old app and has most of the same features. One thing to note is to edit or delete any accounts, transactions, budgets, reminders or categories, simply swipe the item to the left and you'll be presented with an option to edit or delete it.

This is just the first iteration of the app. We've got a lot more updates for it in the works and will let you know more about those in the future.

iOS Screen Shots:

iOS App - Account Overviews
Account Overviews
iOS App - Transaction List
Transaction Register
iOS App - Budgets / Spending Limits
iOS App - Add Transaction
Add Transaction
iOS app - Reminders
Reminders / Recurring Transactions

We want to give a special thanks to all of the users who helped beta test the app over the last few weeks. You provided some extremely valuable information that helped us catch and fix a lot of issues.

If you have any issues while using the app, please use the Contact Us form at the bottom right side of and we'll work on getting any problems fixed.

ClearCheckbook Premium Members can Attach Files to Transactions

1/4/2016 in ClearCheckbook News

We're happy to announce an update to ClearCheckbook that allows all premium members to attach files to their transactions. This is great for attaching purchase orders, receipts, contracts, statement of works, etc to your transactions for archival purposes and to easily correlate transactions with any necessary documents.

If you're already a premium member, you can enable the Attach a File feature by clicking on Settings at the top right side of the page and then click on Manage Custom Transaction Fields and then change the drop down list next to the Attach a File option.

Once you've enabled the Attach a File option you'll see a new option on the Add and Edit transaction fields that allow you to select a file. When you add or edit a transaction after selecting a file, the file will be given a unique codename and uploaded via secure connection to our file hosting server.

Click to view

Once you've attached a file to a transaction, you can view it by clicking the paperclip icon. This will download the file to your computer so you can refer to it as needed. You can also use the Search tool to find all transactions that have an attachment associated with them. This will make it extremely easy to hunt down the necessary transactions if you're searching for the file later.

Click to view

This has been a highly requested feature and we're happy to have it out and available for use now. There aren't immediate plans to integrate this ability into the iOS or Android apps that are currently being rebuilt but it's something we'll look into for a further update.

The fine print: The files you attach are limited to 2mb in size and have certain file format restrictions only allowing documents and images (such as PDF, JPG, PNG, XLS, etc). Deleting a transaction with an attachment associated with it will also permanently delete that attachment from our servers. Editing a transaction and replacing the attachment with a new file will permanently delete the old attachment from our servers.

Introducing Grouped, Combo and Income Budgets plus Including Future Transactions

4/14/2015 in ClearCheckbook Updates

We've been hard at work creating several new updates to the Budgets tool here at ClearCheckbook. Today we're announcing and launching Grouped, Combo and Income budgets as well as the option to include unpaid bills and un-posted scheduled transactions.

We receive suggestions for site improvements all the time and this round of updates represents some of the most frequently requested ideas. This is the biggest update we've ever made to the Budget tool and we're happy to share what these new features will do for you.

New Budget Features!

Grouped Budgets
  • This update gives you the ability to group multiple accounts and categories into a single budget.
    • Grouped Budgets will let you create, for example, one budget that covers both your Checking and Savings accounts but ignores the others. You can also create a grouped budget that covers multiple categories without having to rely on organizing your subcategories.
Combo Budgets
  • Combo Budgets let you create an Account/Category combination.
    • This update will let you create a budget that, for example, covers any expenses made to your Eating Out, Entertainment and Miscellaneous categories but only if they come from your Debit account.
Income Budgets
  • Set a budget goal for how much you want to save and see how you're progressing toward that amount.
    • If you select the Income Budget option, we'll handle the budget a little differently by tracking all of your deposits made to the budgeted account or category and showing you your progress toward the amount goal.
Other Updates
  • An option to Include Future Transactions
    • When this option is enabled we'll search all of your upcoming and unpaid bills from the Bill Tracker as well as any upcoming and un-posted scheduled transactions from the Reminders and Recurring Transactions tool. Any bills or recurring transactions that meet that criteria and fall within the budget duration will be counted toward the budget.

We've added icons for Grouped, Combo and Income Budgets so it's easier to differentiate them in your budget list and budget history reports. These new features are available now for anyone with a ClearCheckbook Premium membership.

Here are some screenshots from the new Budget updates. You can also check out our video tutorial that covers all of the new budgeting features.
New Budget List
Budget List
Combo Budget
Combo Budgets
Future Budget
Future Budget

Are you a University student? Get a free year of ClearCheckbook Premium!

3/26/2015 in ClearCheckbook News
At ClearCheckbook, we strongly believe in the importance of financial literacy and having a good grasp on where your money is going. Student loan debt now tops $1 trillion (averaging over $24,000 per graduate) and is higher than both auto loans and credit card debt. Student loans also have the highest 90+ day delinquency rate out of mortgages, auto loans and credit card debt.

With that in mind, we want to do what we can to help university students have firm control of their finances before graduating. To play our part, we're offering a free year of ClearCheckbook Premium to anyone with a valid .edu email address.

When you register for ClearCheckbook and use a .edu email address, we'll include a confirmation link in your Welcome email. Simply click on that link to activate your premium upgrade. If you're already a member with a .edu email address, you'll see an alert on the Dashboard with a link to send a confirmation email. This free upgrade has no strings attached and no billing information is required.

The only reason for the email link confirmation is to ensure the email address is valid. Per our privacy policy, we won't send you any offers or sell off your email address. We just need to make sure you're actually the owner of the .edu email address.

I started ClearCheckbook when I was in college because I needed a way to manage my own finances. Living on your own and going to school plus all the responsibilities that comes with it can be hard to adjust to at first, but setting budgets and controlling your spending is a great way to set yourself up with a good financial foundation.

ClearCheckbook Reaches 50 Million Transactions

5/5/2014 in ClearCheckbook News
We've passed another milestone today by now storing over 50 million transactions that our users have entered. We're averaging about 28,000 new transactions added each day which is a huge amount!

We're extremely happy to see the site continually growing and we have some great updates planned for the future. We'll post more information about these updates over the next couple of months.

Thanks again for using ClearCheckbook!

Viewing Multiple Accounts on Transaction Register

1/22/2014 in ClearCheckbook Updates
We just released a new feature, some updates and a few bug fixes. The main new feature is the ability for Premium members to select multiple accounts to view on the Transaction Register. If you're a premium member the Accounts drop down list is now a multi-select form where you can select among any of your active accounts. By selecting multiple accounts your balances will update accordingly and the register will show transactions for each of those accounts combined.

The Search tool was also updated with some new options. When you're searching or exporting transactions you can now select to exclude transfers and paid credit card transactions. This will make it easier to see the correct balances for accounts since you can eliminate duplicates (eg: you paid your credit card with a transfer so now you can hide all the paid transactions since they're covered by that transfer).

In addition to those updates we also knocked out a few small bug fixes related to exporting transactions and the reminders/recurring transactions gadget.

If you're a premium member trying to select multiple accounts and it doesn't seem to be working correctly, please refresh the page about 5-10x in a row really quick to clear your browsers cache.

Automatic backups of your ClearCheckbook data to Dropbox

11/27/2013 in ClearCheckbook Updates
We're happy to announce the launch of a new ClearCheckbook feature that lets you enable automatic backups of your ClearCheckbook data to your Dropbox account.

If you're a premium member and you have a Dropbox account, you can now enable automatic backups by clicking on Tools at the top of the page, then click on Automatic Backups. Once enabled, your data will be backed up to a CSV file on your Dropbox account each night as long as you've added new transactions since the last backup, have an active premium membership and have the feature enabled.


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